Finance and payroll intelligence for small UK businesses.
PayRivo is an AI-powered finance assistant that brings smart payroll management, pension administration, invoicing and HMRC payment tracking together in a single workspace — so business owners can prepare payroll, review employer costs and stay on top of compliance deadlines without spreadsheets or stitching together multiple systems.
What PayRivo does
At the heart of the platform is RivoIQ, your intelligent payroll and workforce assistant, which reads your numbers, answers questions in plain English and leads with useful calculations rather than vague advice. Clients can upload documents — payslips, HMRC letters, invoices — and receive instant analysis, while an experienced human payroll team prepares, reviews and finalises every payroll run. The platform also handles pension scheme administration, employer payment summaries and record-keeping for employees, leavers and new starters.
Who PayRivo is for
PayRivo is built for small UK businesses — limited companies, sole traders and partnerships — that want professional payroll and finance support without the cost of a full-time bookkeeper. Owners, directors and office managers use it to run weekly, fortnightly or monthly payroll with confidence. Individuals can also use MyPay, our personal finance portal, to understand their payslips, build a budget and track their pension contributions.
Who builds PayRivo
PayRivo is designed and built in the UK by a team of payroll administrators, chartered-accounting advisers, fintech engineers and product designers. We combine practical payroll experience with modern software so small businesses get the same quality of financial support as much larger companies — at a fraction of the cost.